What insurance policies should you take out if you want to let your house in Leiden?

If you are planning to let your house in Leiden, there are various types of insurance you will need to ensure that you are properly protected. Here is an overview of the most important types of insurance you will need as a landlord:

Building insurance

Building insurance is compulsory for every homeowner. This insurance covers damage to the property, such as fire and water damage. It is important to check whether your building insurance is also valid when you let your property. In some cases, you may need special insurance for rental properties.

Liability insurance

Liability insurance is not compulsory, but it is wise to include it. This insurance covers damage that you, as a landlord, accidentally cause to third parties, such as a leak that causes damage to your neighbours’ property.

Contents insurance

As landlord, you are not responsible for your tenants’ belongings. However, it may be wise to take out contents insurance to cover any damage to your own belongings that you have left in the property, such as furniture and appliances.

Legal aid insurance

Legal aid insurance can be useful if a dispute arises between you and your tenant. This insurance covers the costs of legal assistance in the event of a dispute.

It is important to check which insurance policies you need and which are already included in your current policies. Contact your insurance company for advice on the right coverage for your situation. This way, you can let your property in Leiden with peace of mind.

Written by:

Shannon Metzelaar | s.metzelaar@interhouse.nl

Shannon has been part of Interhouse makelaars Sassenheim since 2017, working in the front office. She is one of the faces of the office and is responsible for direct customer contact, property presentations, schedule management, and Social Media. Additionally, she supports the real estate agents by conducting screenings and drafting agreements. She also assists the head office by contributing to the (further) development of services. She does this with great pleasure. Her enthusiasm and dedication, combined with her years of experience, make her a pleasant point of contact for (legal) questions regarding renting and letting. With her British background, she communicates with people from all corners of the world in a friendly and professional manner.

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